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Loans & Mortgages

Highland Federal has been in the business of financing homes in the Upper Cumberland area since 1961 with a staff who is both experienced and knowledgeable in all facets of real estate lending.  At Highland Federal, there is nothing more important than service.  It is the foundation upon which all of our successes have been built.  It is for this reason we pledge to provide the mortgage products you need and want with friendly, outstanding service.

Because there are so many different loan products available in today’s market you will need to consider the following before selecting a financing program:

How long do you anticipate owning the property you are about to finance? Do you wish to build equity fast? Is your income likely to grow, or remain stable? Considering income history and real estate values, would a fixed or adjustable rate better suit your goals? Are you building or buying? Before you begin shopping for a new home, click on the following link to determine how much loan you can afford or call Lewis, Charlotte, Jack or Pam at (931) 484-6178 to discuss your financing questions or needs.

"How Much House Can I Afford?"

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