Funds Availability Policy

Our policy is to make funds from your cash or check deposits available to you immediately.  At that time you can withdraw the funds in cash and we will use the funds to pay checks that you have written.  Funds from electronic direct deposits will be available immediately when we receive the deposit.  In some cases, we will not make all of the funds you deposit by check available to you immediately.  Then the funds will generally be available by the second business day after the day of deposit.